Did you move your primary bank account to Nirsal recently? If yes, you’ll need to unlearn and relearn so much stuff. One of the first things to learn is how to use the Nirsal Ussd Code for transactions on your cellphone.

Using Ussd Code is nothing new. Most banks offer an option to send money, receive money, pay bills, and purchase airtime using their specified Ussd Code. Nirsal  isn’t an exception.

With the introduction of Nirsal Ussd Code, you can always carry out banking transactions from your cellphone, even without an internet connection.

In this post, you’ll learn how to activate your Nirsal Ussd Code for seamless transactions from any mobile phone with a SIM card.

What is Nirsal Ussd Code?

Similar to FirstBank’s Quick Banking and UBA’s Magic Banking, Nirsal brings the flexibility of USSd banking to its users through its USSD code initiative.

With the Nirsal Ussd Code, you can carry out most of your banking transactions on any smartphone, even without an internet connection.

Unlike most other banks that offer a USSD banking option, Nirsal gifts users many exclusive benefits for transacting with the USSD code.

While most retail accounts support USSD code, you can’t use the Nirsal Ussd Code if you hold a domiciliary account, a Nirsal Children’s Account, or any Premium account tiers.

If you don’t hold any of the accounts specified above, you can proceed below to learn how to activate your USSD code account and start using Nirsal Ussd Code.

How to activate the Nirsal Ussd Code

Nirsal doesn’t automatically activate the Ussd Code for all eligible users. If you intend to make transactions using the USSD code, you must manually sign up through the steps outlined below.

Dial *646#

Dial *646# Special Nirsal ussd Code or Nirsal transfer code. It is the USSD code you’ll always dial on your cellphone whenever you need to make USSD transactions with your Nirsal Bank account.

To initiate the USSD session, dial *646# Special Nirsal USSD code or Nirsal Transfer Code on your mobile phone. After dialing the code, a menu will appear on your screen. This menu lists various services you can access using Nirsal USSD Code or Nirsal Transfer Code. Each service will have a corresponding number. Reply with the number associated with the service you want to use.

Dialing this code will evoke a prompt warning that you’ll be shelling out a N6.98 service charge for USSD transactions on the network. If you’ve used Ussd Code from other banks, you should know that this is the industry standard.

Enter the last digits of your Nirsal debit card number

If you have an account with Nirsal, you should get to a page where you can enter the number on the debit card associated with your Nirsal account.

You only need to enter the last six digits, and you can only proceed if it matches the numbers on Nirsal records.

If you don’t have an account associated with your phone number, you’ll get a prompt with the message, accompanied by an option to create an account with Nirsal.

If you get this message despite having an account with Nirsal, you may need to contact the bank’s support to rectify the error.

Choose a PIN

After entering the numbers on your debit card, the following prompt will ask you to choose a PIN to secure your USSD transactions.

This PIN is different from the debit card PIN that you use to make ATM and debit transactions. Also, we don’t recommend entering your debit card PIN here, as it only makes your account less secure overall.

Remember,Nirsal USSD code is only as secure as your PIN. If someone can access your phone and your PIN, they can carry out any transaction without access to any other information relating to your account.

After entering a strong PIN twice, you should receive a confirmation message from Nirsal with your account summary.

If you made it to this stage without any hitches, you’ve successfully created a Nirsal Ussd Code account. Now, you can use the *646# Nirsal Ussd Code to make transactions on your account.

If you don’t know what transactions you can make through the USSD code feature on your phone, the next section will explain it in detail.

How to Transact Using Nirsal *646# Ussd Code 

You’ve set up your Nirsal Ussd Code account; now what? How do you make regular banking transactions without ever downloading the Nirsal app?

This section outlines some use cases of the Nirsal Ussd Code and how you can carry out these transactions.

Account Opening

If you don’t have a Nirsal account already, dialing the Ussd Code will only result in a prompt to open an account.

Opening a Nirsal account through USSD code is easy and free, and you can get an account number without doing any paperwork.

If you want a debit card, however, you may have to visit a Nirsal branch. Your phone can’t print out a card, you know?

Airtime Purchase

If you purchase airtime quite frequently, you should always do it using the Nirsal Ussd Code.

To buy airtime using the Nirsal transfer Ussd Code, dial *646# follow up to the step that will lead you to the amount you want and enter your PIN to authorize the transaction.

The first 7797 Nirsal customers to purchase airtime using the Nirsal Ussd Code ” will get twice the recharge amount if it is N500 or more, but not more than N1,000.

Money Transfer

Money transfer is the most popular feature of Ussd Code. It allows you to transfer money to anyone with a bank account regardless of the bank.

You can make a transfer by dialing *646# and follow up the steps and then you can put amount you want to transfer. finally You will have to enter your PIN to authorize the transaction.

Apart from transferring money and purchasing airtime, you can also update your BVN, make cardless withdrawals, retrieve your card PIN and even block your debit card using the Nirsal Ussd Code.

More Bank Transfer ussd Codes

Keystone Bank Transfer Code

Sterling Bank Transfer Code

GTBank Transfer Code

Ecobank Transfer Code

UBA Transfer Code

Wema Bank Transfer Code

Heritage Bank Transfer Code

Stanbic Ussd Code

Unity Bank Transfer Code

Polaris Bank Transfer Code

First Bank Transfer Code

Union Bank Transfer Code

Fidelity Bank Transfer Code

Zenith Bank Transfer Code

Fcmb Ussd Code

Access bank Ussd Code

Diamond bank Ussd Code

Globus Bank Ussd Code

Accion MfB Ussd Code

lotus bank transfer code

jaiz bank transfer Ussd Code

opay Ussd Code

standard chartered bank Ussd Code

palmpay Ussd Code

suntrust bank Ussd Code

paylater Ussd Code

hope bank transfer code

premium Trust Bank Ussd Code

moniepoint Ussd Code

alat Ussd code

payattitude Ussd Code

Titan trust Ussd code

rubies bank Ussd code

Conclusion

Nirsal Ussd Code makes transactions easy. Banking activities that require human presence at a bank branch are now possible from a cellphone without an internet connection.

However, you should note some of the charges and limits associated with this service.

For example, you shell out a N6.98 service charge for every transaction, and you can’t purchase airtime of over N3,000 in 24 hours.

Most people will agree that the advantages of the service eclipse these charges and limits, making USSD code is a welcome initiative.